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Beijing started selling accident insurance for the elderly, elderly accident occurred in the bus, subway, parks, museums, medical institutions and other public service establishments, will get more protection. However, there is no such insurance firms Changsha insurance providers. CFP for map
Reporter Xiao Juan & nbsp;
 
Recently, Beijing started selling accident insurance for the elderly. There are statistics that the product sold nearly 7,scarpe da donna hogan hogan online shop calzature hogan,000 copies of two days, is called "the history of the best-selling insurance." Help the elderly fall was due to blackmail the news before more appear, the insurer a launch Jibei high expectations, hoping to solve the old "can not afford to help," the problem is many people interpreted as "fall risk." Reporters yesterday from Star City,http://www.xinhelan.com/home.php?mod=spacecp&ac=blog&blogid=, a number of insurance companies that, at present little insurance for the elderly open, even if barely insurance premiums are often more expensive, commercial insurance has become part of the protection for the elderly,prada borse, it seems still very far away.
 
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"Saw the bus, quivering old, could not help recalling the tragic worry for parents and grandfather. Beijing is not the old man began to sell accident insurance up? If there is such insurance Changsha, I must be willing to buy a home for the elderly." See Beijing accident insurance for the elderly started selling the news, Ms. Cao Changsha people could not help lamenting, as insurance companies have an upper age limit for insured constraints, most in need of insurance for the elderly, are often excluded.
 
It is understood that Beijing launched the elderly accident insurance to the elderly insured "green light." Those who live in Beijing or 50 years of age or older may purchase this insurance work, limited household. Cost per insured person buying insurance only $ 15 per accident insurance sum insured $ 50,000 accident medical insurance amounted to 5,000 yuan. Up to four per person insured,nike air max basket nike air max essential pas cher nike dunk pas cher, the insurance period is one year. This means that the elderly receive up to 200,000 yuan accident payment.
 
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Reporters learned from the Star City several insurance companies in the accident insurance,louboutin chaussures christianlouboutin ballerines louboutin, old age insurance company cares little crowd on the market for more than 60 years of accident injury insurance program for the elderly is almost empty. Even if there are a few insurance for the elderly, there are also covered under harsh conditions, generally higher premiums, coverage is quite limited and so on.
 
Star City,http://bbs.cnw.com.cn/home.php?mod=spacecp&ac=blog&blogid=, a large life insurance company staff said,http://sjh.bbs.windplay.cn/forum-53-1.html?mod=spacecp&ac=blog&blogid=, "too risky, senior citizens the chance of accidents is high, and it is difficult to distinguish from other risks, slight bump can cause more serious consequences than the young adults. For example, the elderly accident, many often because of their own illness, accident liability insurance protection but does not contain the disease, prone to disputes claims. "
 
Some retired people survey in Beijing found that 50% of people with chronic diseases, senior citizens over 80 years old on average with five or more diseases, more than 13 kinds of medication per person per day. In other words, the higher the risk of unexpected elderly.
 
The industry said, "Simple calculation shows that the Beijing launch of the elderly accident insurance premiums 15 yuan, the highest paid 50,000 yuan, even if not in labor costs, the need to sell more than 3,000 copies of insurance, to make up for a payment. If no less high insurance rates,http://nvj91z5.com/home.php?mod=space&uid=6335, insurance companies will certainly lose money. Beijing started selling this accident insurance, because of a government push to make the trip. "
 
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There are some insurance companies to launch insurance specifically for the elderly. Yesterday, reporters from the insurance Taobao search found an old fracture sunlight launch insurance premiums 80 yuan, designed for 50-75-year-old, 10,000 yuan accident insurance fracture. In addition,http://sdwszx.com/home.php?mod=space&uid=30236, Pacific Life launched specifically for the 60-75-year-old exclusive cancer insurance, and create a "filial piety and dangerous",http://www.xiix.ga/home.php?mod=space&uid=51623, expect the young Internet users pay for their elderly parents.
 
But the reality is that older people to buy health insurance, life insurance, etc. may not be cost-effective. The "filial piety risk" for example,http://wangyuebo.net/forum.php?mod=viewthread&tid=256465, and 100,000 yuan to buy the same period of the insured amount of anti-cancer risk,http://youqinghui888.com/forum.php?mod=viewthread&tid=8039, if it is aged for 50-52 year-old father, the premium of 153 yuan / month, while the 74-75 year old father premiums for 594 yuan / month, the former is only 26% of the latter. Pointed out that the insurance industry, insurance risk-pricing, the greater the age, the more expensive the premium. In addition to the purchase of commercial advantageous as early as possible, the elderly will focus on the protection of the insured may be strong, the lower the threshold of social security and accident insurance, such as the rural cooperative medical care, accident insurance card list. Recently, the news that the children busy with work due to an old woman, he spent 20 yuan to take a bus to pass the time, care from their children may be more important than an insurance policy. At the same time, young people should strengthen their own security, but want parents to avoid the use of pension payments for their medical expenses in case of accidents, which is something that is not another filial move.
 
(Original title: the elderly, "fall risk" is still far away from Changsha)